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Packaging Philosophy

The WCU Packaging Philosophy begins with consideration of all eligible applicants who have submitted the FAFSA by the priority filing date of January 1st and who have submitted all initially requested documents by the priority filing date. All on-time eligible applicants who meet satisfactory academic progress guidelines will be considered for preferential grant assistance based on need and availability of funds. All students must meet the WCU and federal standards of satisfactory academic progress to be awarded Title IV federal and state student aid funds.

Since campus-based funds, including Federal Supplemental Educational Opportunity Grant (FSEOG) and Federal Work Study program (FWS) as well as state and institution based funds are limited; these awards will be given on a first-come, first-award basis.

1. All eligible applicants will be considered for campus, state and institution based assistance if funds are available and student eligibility requirements are met.

2. All undergraduate eligible applicants (dependent and independent) will be offered Federal Direct Loans (subsidized and/or unsubsidized) based on need and cost of attendance as grade level eligibility allows.

3. Parents of eligible dependent applicants who have unmet need or cost of attendance may choose to apply for a Parent PLUS loan through

4. All eligible graduate applicants will be offered Federal Direct Loans (unsubsidized) to help meet cost of attendance as grade level allows.

5. All eligible graduate applicants may choose to apply for a Graduate PLUS loan through to help meet cost of attendance.

All federal, state and institutional funded programs are subject to change at any time because of legislative action and/or student enrollment changes. If there are legislative or student enrollment changes that impact aid eligibility, aid award(s) will be adjusted to reflect these changes.

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