Skip to main content

How is Aid Awarded?

When you complete your Free Application for Federal Student Aid (FAFSA) , the federal processor determines what amount of money you and your family should be able to contribute to your educational expenses. That determination is made by looking at such items as the amount of money you and your family earn, any savings and investments, and the number of people in your family. This information is then used to calculate the expected family contribution (EFC).

The Financial Aid Office takes the calculated EFC and compares it to the cost of attendance (COA) at WCU. The COA includes tuition and fees, housing and meal plan allocations, and miscellaneous expenses. To determine the amount of financial need a student has, the school subtracts the EFC from the COA.

Once the financial need is determined, WCU uses its packaging philosophy to complete the financial aid award. Any grants and scholarships you qualify for will be awarded first, and then your financial aid award will be completed with work study and student loans.

All students are given a budget which is used to calculate their financial aid needs.

The following are the COA budgets for the 2020-2021 academic year for full-time undergraduate and graduate students. Please note that students enrolled less than full-time will have adjusted tuition and fee components in their COA budgets.

Cost of Attendance budget

2020-2021 Full-Time Undergraduate In-State Out-of-State
Tuition and Fees $4,353.00 $8,353.00
Room  $6,566.96 $6,566.96
Board $4,387.00 $4,387.00
Loan Fees $61.38 $61.38
Books and Supplies $366.00 $366.00
Travel $1,383.00 $1,632
Personal Expenses $1,575.00 $1,575
Total $18,692.34 $22,941.34



2020-2021 Distance Education Undergraduate In-State Out-of-State
Tuition and Fees $1,293.12 $4,536.48
Room  $6,566.96 $6,566.96
Board $4,387.00 $4,387.00
Loan Fees $61.38 $61.38
Books and Supplies $672.00 $672.00
Travel $346.000 $408.00
Personal Expenses $1,575.00 $1,575.00
Total $14,901.46 $18,206.82



2020-2021 Full-Time Graduate In-State Out-of-State
Tuition and Fees $7,482.00 $17,889.00
Room  $6,889.66 $6,889.66
Board $4,387 $4,387
Loan Fees $142.56 $142.56
Books and Supplies $672.00 $672.00
Travel $1,383.00 $1,632.00
Personal Expenses $1,575.00 $1,575.00
Total $22,531.22 $33,187.22

 

2020-2021 Distance Education Graduate In-State Out-of-State 
Tuition and Fees $4,438.26 $13,620.96
Room  $6,889.66 $6,889.66
Board $4,387.00 $4,387.00
Loan Fees $142.56 $142.56
Books and Supplies $672.00 $672.00
Travel $346.00 $408.00
Personal Expenses $1,575.00 $1,575.00
Total $18,450.48 $27,695.18
Office of Web Services